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Yes, Baptists practice congregational government whereby all authority rests with the pastor, elders, deacons, and members of a particular church. There is no authority above the church level. Organizations such as the SBC have no authority over the local churches and instead exist as a means of cooperation in missions, education, publishing, and other endeavors. The SBC passes resolutions, but they are non-binding as each church has the right to accept or reject the resolution. The only power that the SBC has over the local church is the power to exclude them from participating, as has been the case with some churches who have called gay pastors, etc.
Presbyterian polity includes authority beyond the local church. We have presbyteries that govern (usually by region) smaller groups of churches and a national body (General Assembly, in your case) that also acts as a legislative body and spiritual court. Pastors (at least in the ARP) are members of Presbytery, not the local church, and it is they who would help settle unresolved local disputes, examine ministers in light of a call, etc. Decisions made at both the presbytery and national level are binding on the local churches in their care.
Hope that helps. I'm sure someone will make it clearer than I did.
Pastors (at least in the ARP) are members of Presbytery