Steve,I believe Dr. Owen, in said article, errs when he says, "Since regeneration happens through the operation of faith (an act on our part), man's consent and cooperative response to God's grace is constitutive of that regeneration, and not only the effect of it (as Calvinists sometimes assert when they wrongly insist that regeneration precedes faith)."
I almost had a coronary when I thought that the parenthetical phrase was your addition...I saw the end quote marks just in the nick of time...
Larry
before I get scolded...
Member, Christ the King PCA
Sebastian, FL
I'll get around to editing my signature sooner rather than later...