Hello, We are leaving our present mission org (which gets a group rate for health insurance) and we are now researching medical insurance options. Our expected future living pattern will be as follows: we will live overseas for 3 years at a time and come home about 6-10 months out of every 3-4 years. Christian "Medical Sharing Plans" were one idea that others told me about. SHARING PLANS: These plans are not "insurance" but are Christian plans for "Bearing one another's burdens." A good number of pastors and missionaries use them: ---Samaritan Ministries ---The Good Samaritan Program ---Christian Care Ministries ---Global Insurance Has anybody here had any experience with these plans? We are in our 30's and healthy except for the occasional bout of malaria and parasites We will remain as "expats" mostly and get most medical care done in Asia.