I just finished reading the book and believe the principles I learned will make a good framework for financial planning but I came away with little to know knowledge of how to actually fill in the blanks.

Dave talked about mutual funds and Roth IRAs but didn't explain what they are (well, he did say that a Roth IRA is a retirement account), how they work, or how to get them. The same goes for Term Life Insurance. Understanding these things and actually doing something with the money I have saved up is the next step.

Does Dave go into more detail in the Financial Peace University? Where can I get my hands on a copy of that? If that's not the best thing for me to get next, can anyone offer a recommendation? Thanks for your help.

__________________
Davidius
Husband of Emilia
Member: First Reformed Presbyterian Church of Durham (RPCNA) - Durham, NC
Student: University of North Carolina at Chapel Hill, German Literature and Classics

This may explain the old adage about Baptists being Methodists with shoes, and Presbyterians being Baptists who can read. To round out the adage, Lutherans might qualify as Presbyterians who drink to excess, and Episcopalians as Lutherans who know when to say when. - D.G. Hart

You get the grand in savings, paid off debt, then advanced to 3-6 months expense in savings?

After that you begin to invest if I remember right

If I were you and met those things I would start researching brokers. For instance, I want to invest in socially responsible companies. That keeps me away from companies that promote destructive behavior. Stem-cell research for example. I prefer 'green' companies and those that support research in alternatives to fossil fuel. I then start looking at mutual funds that not only offer a profit but promote what I believe is good for the country/world. I prefer the great growth that mid-cap companies offer.

For term-life, Zander's and Dave are in cahoots with each other and he recommends them.

Try this:

http://www.daveramsey.com/sa/mutualfunds/

Talk to an ELP (Endorsed Local Providrer) found on his website for your area and they get money by you coming on board with them doing things Dave's way.

__________________
Bryan Wiley
Southern Baptist Theological Seminary
Reformed Baptist Church
Louisville, Kentucky