While the trajectory of this concerns me, I trust Reverend Keister's explanation of this on his blog:

Interview With Mark Garcia « Green Baggins

Someone once told me that if you cannot explain to someone on the street the business of a company you want to buy stock in in two sentences or less, don't invest in that company.

I realize there are a lot of smart people in theology and that God has gifted them.

However, the complicated, conviluted explanations that say, in effect, we are saved, but not really, when Christ saves us, cause me great concern.