Actually, I just read that thread on "unsaving faith" which pretty much answers the question.

The reason I asked is pastoral. My late grandfather (on my dad's side) was a man who had historical faith (believed the gospel was true intellectually), but who preferred the pleasures of sin to Christ and holiness. If Clarkian views were to be accepted, then I would have to conclude that such a man was saved just because he gave mental assent to the truth.

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Daniel Ritchie
Saintfield, Northern Ireland - Queen's University, Belfast:History/Politics
Member of Dromara Reformed Presbyterian Church of Ireland (Covenanter)