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Savings and student loans got me through.
If the seminary is accredited you may qualify for student aid. I received about 3400 a year while attending TMS. They also have a matching grant for support coming directly from your church. The tuition there isn't too bad, but the cost of living is tough.
Southern's tuition is about the same if you're a member of a SBC. The cost of living there is pretty reasonable too. They have student aid as well, but I'm not familiar with it.
If you can avoid debt, do so. Our current level of debt (not too much, but still a factor) is making it more difficult to survive on the little pay we receive. I could get a part-time job, but we'd rather tough it out and try not to divide my attention, if we can. But it's still a consideration.
One close friend managed to work full-time while attending seminary and did it in three years. But his family didn't get his time as they should have. Even though I didn't work, my family didn't get my time like they should have either. Take all of this into consideration. More than one marriage has self-destructed because a man transferred his love for Christ to a love of studies and academics. Idolatry has many forms, even to the point of studying about God.
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