I accepted the last 3 points (having previously accepted the first two, and part of the fourth) about 5 years ago. Actually it was Perseverance of the Saints that I had real difficulty with. I had previously been a strong denier of Once Saved Always Saved, yet I had had problems with agreeing to Universal Atonement, and while I didn't derive Limited Atonement for myself, as soon as I heard the concept I accepted it fairly quickly.

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T W Hopper
Member, Presbyterian Reformed Church
Currently between churches since PRC closed here - attending Crossroads Christian Church.
Canberra, Australia.