Even Bernard of Clairveaux was able to understand that he was a sinner and that Christ died in his place and his sin was transferred to Christ and (at least) Christ's innocence was transferred to him. He wrote the humn "O Sacred Head Now Wounded" to express this.
Here are the lyrics, sorry about the guitar chords, it was the only one I could find.

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The man who is disposed to think of his sin as a great calamity, rather than as a heinous crime, is not likely either to reverence God or to respect His law. - John Kennedy, 1873
Meg
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Member, Intown Presbyterian Church,PCA, Portland, OR

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