I don't know when I was regenerated. I think I was probably converted to comprehending the Gospel in 1997. I had been an Evangelical for years (or at least I attended "Christian" churches and was baptized). I had heard R.C. Sproul on the radio and bought his tape series on Roman Catholicism and his book
Faith Alone.
On a plane ride to Okinawa for a business trip in Jan 1997, I was reading
Faith Alone and finally understood
Romans 3:25-26
Quote:
25Whom God hath set forth to be a propitiation through faith in his blood, to declare his righteousness for the remission of sins that are past, through the forbearance of God;
26To declare, I say, at this time his righteousness: that he might be just, and the justifier of him which believeth in Jesus.
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That book was the most powerful epiphany I've ever had. I finally understood what imputation was. Glory!